| |  | Ryan & Associates Realty
Knowledgeable, Professional, Experienced, Trustworthy and EffectiveContact Me Today
For 14 + Years of
Full-Time Experience
&
5th Generation
San Francisco Bay Area Expertise
My objective and goal has always been to provide the most efficient, transparent, and accountable transaction possible, with an unwavering commitment towards excellence.
Please follow me on www.facebook.com and twitter.com for additional information and other cool stuff.
3 Truths for Today’s Markets
• $8,000 First-Time Home Buyer Tax Credit Ends April, 30th!
• Loan Rates Will Never Be This Low Again!
• Property Prices Will Never Be This Low Again!
Ryan & Associates Realty was established in 1998 and has gained a solid reputation as one of the most reliable real estate brokerages available in The San Francisco Bay Area. Our complete dedication to our customers along with our focus on exceptional quality of services have made us the real estate service provider of choice that so many people and businesses have come to depend on.
I am highly knowledgeable, helpful, and available at almost all times, and I take great pride in creating lasting individual relationships with each and every client. This ensures that every transaction receives the very best possible attention attainable.
Experience is not Expensive, it's Priceless, and every market's different! So when it comes to San Francisco Bay Area Real Estate, please consider me your end-to-end resource.
EFFECTIVE
Through my experience and training, I can offer buyers and sellers a sophisticated analysis of "needs" versus desires. I am able to guide my clients through every aspect of their real estate transaction. 90% of my business is repeat and referral based, which demonstrates happy clients who are also willing to trust their family and friend’s real estate needs to me!
PROFESSIONAL
I pride myself on keeping-up with all of the recent market trends and arming myself with the latest information available on lending programs that are crucial to my buyers. Keeping in contact and working with reliable loan officers & mortgage brokers really makes a difference for ensuring smooth transactions.
ESTABLISHED CREDIBILITY AND INDUSTRY CONNECTIONS
If you are looking for a credible businessperson to work with, look no further. I have established my credibility in this industry and achieved mutual respect with my peers through honesty and a commitment to excellence in my services. Over the years, I have made many contacts within the real estate industry and these connections will be put to work for you.
You have questions, and I have some of the answers. My competitive and comparative real estate tools, along with my many great industry contacts, can provide the business-critical data that may be necessary to make any decision-making or marketing decisions that you may need to make.
Thank you for visiting me today, my site will provide you with faster access to the information you need for currently available properties for sale that are in and around "The San Francisco Bay Area." It will also offer direct access to the latest properties for sale that are listed in the MLS as well as properties marketed privately.
Here you will find extensive community information, consumer links, school information, free reports, answers to commonly asked real estate questions and more. Everything you will need to know about San Francisco Bay Area real estate is within this website, one easy source.
In today's challenging real estate market, selecting the right real estate agent is crucial. I believe that I provide a higher level of ‘personal’ service for both Buyers and Sellers of Residential, Investment or Commercial Real Estate throughout The San Francisco Bay Area than many others.
Just some of the qualities that set me apart, are:
• Superior Client Services' with a Reputation for Excellence
• 5th Generation Local Expertise and knowledge plus 14 years of Professional RE Experience
• Enthusiasm, Integrity, and Commitment
Whether you are looking to buy or sell a home, investment property, or find a perfect commercial building for your business, I promise to exceed your highest expectations. Ryan & Associates Realty is a boutique-oriented real estate brokerage with an emphasis on the individual and the San Francisco Bay Area. I offer a full array of real estate services to home buyers, homeowners, investors and real estate professionals and specialize in The San Francisco Bay Area and the areas of Northern California, with capabilities throughout The United States. I offer Million Dollar Service in every price range. I know the market, inventory and the latest investment trends. My long list of satisfied clients showcases my commitment to excellent service and my fiduciary duty to customers and clients everyday. Real Estate is more than a career or business with me, it is a passion. I sincerely love what I do and I want everyone to experience the fun and excitement of this exciting industry. My goal everyday is to make friends and help my clients for life. Experience the difference that I can provide. Please take advantage of my Free Brochures !!!
Buyers - learn the techniques to making successful offers that are rarely countered.
Sellers - learn the required procedures for obtaining the highest possible price for your property. In addition, if you have any questions, Big or Small, regarding The San Francisco Bay Area please contact me; I would be delighted to speak with you and help. I would like to emphasize that you are not just getting another service, but rather a RESULT when entrusting your confidences’ with me! In a world of compromises, I do not. My Goal is to Make Good Deals in These Tough Times, and there are certain winning tactics that work in both Good and Bad Markets! The key to successful real estate transactions, whether you are buying, selling, or investing, is to organize and implement a plan for success and I can help you do this.
Again, please contact me if you have any questions about buying or selling in the San Francisco Bay Area, I know our market better than most, and my results prove it! Talk to someone who listens and cares, and from this mutual understanding I will recommend unique solutions that will meet and far exceed your requirements and highest expectations. The decisions you make today can reflect the lifestyle you live tomorrow! | |
| Paul C. Ryan, CRS, e-PRO, GRI
Trusted Guide & Consultant
Ryan & Associates Realty
1325 Columbus Avenue
San Francisco, CA 94133-1303
(415) 584-6160 Office
(415) 584-5835 Fax
E-mail: ryanre@pacbell.net
DRE License: 01214262 - www2.dre.ca.gov
Intelligence and Insight you can Use and Trust.
Fast, Responsive, Dependable and Reliable,
I Respond Quickly. I try to respond to comments
and questions as soon as they are received,
I know how important it is to get answers
and prioritize our time.“My Success Is Measured By Your Satisfaction”
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"First Time"
Buyers and Sellers,
Seniors, Investors, Residential, Investment, Commercial, Luxury, Views, Condo's, TIC's, Victorian & Historically Significant Architectural Properties.
Probates, Fixers, Foreclosures, REO - BPO's & Short Sales, 1031 Exchanging, Lots, Land and New Construction, Business Brokerage, Relocation, Loan Origination, FSBO Assistance, and Fee for Service Agreements
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| DAILY MORTGAGE COMMENTARY
Tuesday - March 9, 2010 @ 10:30 A.M.
Tuesday's bond market has opened up slightly, but not enough to improve mortgage rates. The stock markets are showing minor gains with the Dow up 13 points and the NASDAQ up 9 points. The bond market is currently up 4/32, which should keep this morning's mortgage rates at yesterday's levels.
There is no relevant economic data scheduled for release today or tomorrow morning. The 10-year Treasury Note auction will be held tomorrow while the 30-year bond sale will be held Thursday. Results of both sales will be posted at 1:00 PM ET of each day. If investor demand was high, we may see bonds rally during afternoon trading, however, weak demand could lead to selling and an increase to mortgage rates. The results of the last sales do not give us much to look forward to, so it is not likely that these auctions will fuel a bond rally and a downward trend in mortgage pricing.
The week's first factual economic data will come Thursday morning. January's Goods and Services Trade Balance will be released early Thursday morning. It gives us the size of the U.S. trade deficit and is expected to show a $41.0 billion deficit. It is the week's least important piece of news and likely will not influence mortgage rates much.
Also Thursday is the weekly release of unemployment figures from the Labor Department. They are expected to say that 460,000 new claims for unemployment benefits were filed last week, which would be a decline from the previous week. The larger the number, the better the news for bonds and mortgage pricing. However, since it tracks only a week's worth of new claims, it usually takes a wide variance between forecasts and the actual total for it to affect mortgage rates.
If I were considering financing/refinancing a home, I would....
Lock if my closing were taking place within 7 days...
Lock if my closing were taking place between 8 and 20 days...
Lock if my closing were taking place between 21 and 60 days...
Float if my closing were taking place over 60 days from now...
This is only my opinion of what I would do if I was financing a home. It is only an opinion and cannot be guaranteed to be in the best interest of all/any other borrowers.
Now Helping You with All of California's MLS’s
These associations include: Alameda, Contra Costa, El Dorado, Lake, Marin, Mendocino, Merced, Monterey, Napa, Placer, Sacramento, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, and Yolo. Southern California Counties include: Imperial, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, and Ventura.
My goal is to provide my clients with the maximum return for their property investment attainable. To achieve this goal, I am dedicated to a level of professionalism and personal service that far exceeds the normal commitment that is usually associated with most other real estate agents and companies. I Take Your Real Estate Transaction PERSONALLY!!!
BUYING?
Why Rent, when you can Own…
Contact me to achieve and then live the American Dream, and put your home ownership within reach today.
First let me say that one of the biggest misconceptions these days is that financing is almost impossible to get. However, “Financing Is Absolutely and Positivity Available” to most buyers!!!
Now with that said, some of the Finest Properties in The San Francisco Bay Area Are Available Now - Today! I have been helping people find the property they like, in the neighborhood they want for a very long time.
San Francisco, has a large array of wonderfully diverse offerings, from charming Victorian houses with all their lovely original 1800’s architecture to luxurious high-rise condominiums’ with spectacular "Bay" views. As a 5th Generation San Franciscan, my services have both "Old School" Customer Services coupled with 20th Century Technology Implementation, therefore providing the Best of both worlds - I would like to offer these services to you Today!
In a market dominated by large impersonal firms, I offer my clients a very special and personalized type of service and I know that you will appreciate my attention to even the smallest of details. This is why I have so many repeat customers - both individuals and corporate.
Suppose You Could Have what you Want!
In today’s extremely completive market, timing is everything. Many homes are sold even before they are ever advertised. Beat your buying competition to all of the "Hot" new listings by signing up to become a VIP Buyer, and beat other home buyers to all of the hottest new listings as they hit the market. I am breaking the "Found" barrier for my clients!
Automatically receive personalized MLS listings by e-mail. I will search the local MLS and find properties that match your criteria, and then you will be notified immediately with the latest listing information. Simply choose Dream Home Finder and fill in the requested information. Or, search for yourself at Property Search. Thousands of available properties are just a few "clicks" away!
Buyers need to be represented by a REALTOR®, as they are making what is probably one of the most important purchases of their lifetime. REALTORS® can help you navigate through the maze of offers, contracts, inspections, disclosures and appraisals. I go out of my way to ease the stress associated with a real estate transaction.
First time buyers can especially benefit from the extra assistance and guidance a REALTOR® can provide. Someone looking out after their best interest represents the majority of sellers. Should not someone be looking after yours? Stop renting and own your own home. Get a free list of available zero-down homes.
Non-Traditional Buyer?
I Am Assisting Emerging Market Segments. Over the next decade, a projected 60% of first-time home purchases in the United States will be made by those who fall into traditionally underserved markets. Many of these consumers have little or no traditional credit, but are credit worthy. I am affiliated with First American CREDCO - www.credco.com. Therefore, I am prepared to assist those who will require that special attention with respect to lenders and lending who understand their specific needs.
Down payment and Gift Programs are available! Up to 10% of the purchase price of a home – in the form of gift funds to qualified buyers. The gift does not have to be repaid. Click www.ameridream.org
There are also many properties that I hear about on a day-to-day basis, which will be coming on the market very soon, or are being marketed privately. If you have any particular needs, please contact me and I would be happy to share this information with you. e-mail me at ryanre@pacbell.net.
SELLING?
FIND OUT WHAT YOUR HOME OR PROPERTY IS WORTH FOR FREE. Just contact me for the most current, accurate and detailed report available with absolutely No Obligation at ryanre@pacbell.net.
Listed Today – Closing Tomorrow!
Selling property does not happen by magic, routine, or accident. It happens because of a comprehensive marketing plan. Creating a complete, well thought-out plan to market a property and then carrying out that plan in a timely fashion are the keys to successfully marketing a property.
Whether you are buying or selling a property in The San Francisco Bay Area, please hire someone like me, who will want to earn your business. I strongly believe that a full time professional is the best person to market your home or property. You should interview 2 to 3 agents who have extensive knowledge of the area in which you wish to sell and then pick the one that you feel most comfortable with as your agent. For exceptional personal service, please consider and contact me.
If you are planning to sell your home or investment property in the near future, my FREE Over-the-Net Home Evaluation services were designed to help establish your properties current market value. Simply choose Market Analysis and fill out the requested information. I will use recently sold comparable listing information to help you calculate and determine the current fair-market-value of your property.
As a seller, you compete with every home in the same price range and location. Assuming a listing in the MLS is all you need to market your home is untrue.
Property condition, location, price and the proper staging of your home – all components of a home marketing plan – highly influence your REALTORS® ability to sell your home at the price you want as well as attract qualified buyers. Additionally, through my professional and educational experiences, I will be able to sell your home faster and for a higher price. Your property will be listed in my Worldwide Real Estate Marketing and Listing Services which included some of the most popular sites available today:
Craigslist, Google Real Estate, Trulia Real Estate Search, Yahoo! Real Estate, AOL, eBay, Homeseakers.com, HomeGain, MLS.com, LYCOS, REALTOR.Com, The Wall Street Real Estate Journal, CaliforniaRealEstate.com, Movoto Real Estate, NevadaRealEstate.com, RealEstate.Org, EstateHomes.com, hotpads.com, CityCribs, vishomes.com, cyberhomes, propsmart, Zillow.com, Real-Estate.com, edgeio, CLRSearch.com, Oodle.com and Vast.com, with many more partners joining soon.
Getting It Sold, The Biggest Mistakes Sellers Make!
Not Setting the Right Price
Not Taking the First Offer Seriously
Refusing to Even Look at Lower Offers
Thinking that Listings Are What Sets Market Pricing
Testing in the Market Instead of Selling Into the Market
Not Understanding the Segments of the Market and Which One They Are In
Let Me Set Your Property Up For A Professional Photo Shoot.
San Francisco Bay Area homes can boast picturesque backdrops that inspire a tremendous amount of activity towards the sale of your property. Whether it is a scenic view that overlooks the Bay, Ocean, skyline or an intimate romantic interior setting, I am sure that quality photographs of your home will attract that special buyer that you are looking for. Please contact me to enjoy the benefits of this very specialized service.
Ryan & Associates Realty’s listings can be any price, any size, and any style, but will all have one thing in common, they will be an excellent opportunity for both buyers and sellers, as they will provide an extremely satisfied result. In other words, A Win, Win Situation for all parties associated with that transaction.
OVER 55 and want to "Trade Down?"
California Property Tax Relief
Since its passage, Proposition 13 prohibits property tax increases until property ownership is changed.
If either spouse is over age 55, PROP 60 allows replacement of a primary residence with a new home of equal or lesser value (but click below to see Attorneys web site) within the same county and transfer of the Prop 13 assessed valuation from the old home to the new property. This is allowed once in your lifetime, and a spouse who has done it before 'taints' both spouses.
PROP 90 allows counties to elect to accept transfers of Prop 13 values for moves from other counties when a primary residence is replaced with a less expensive (but click below to see Attorneys web site) home. If you are over 55 and move into a county which accepts Prop 90, you may take your old, lower Prop 13 value, regardless of from which county you move.
www.wwlaw.com
INVESTMENT / COMMERCIAL REAL ESTATE TRANSACTIONS
Confused about where to invest during this current financial time? And are you looking to Buy or Sell Investment / Commercial grade Real Estate in The San Francisco Bay Area or Northern California? If so I have helped a lot of people make a lot of money through Commercial Real Estate Transactions. I have always specialized in the purchase and sale of Commercial and Investment Real Estate.
As a Member of the National Association of REALTORS® Commercial Alliance, I am better prepared to provide early signals on the changes in commercial real estate trends and business opportunities. I can provide local investment solutions by seeking out the properties that will deliver the highest possible returns with the lowest possible risk.
Whether it is helping to fine tune an investment strategy, analyzing investment scenarios, marketing a property or locating investment opportunities, I can offer a superior level of expertise to help you achieve your real estate investment objectives.
Commitment to Client Services
Specialized Transaction Expertise
Cutting-Edge Communication and Marketing Tools
Comprehensive Understanding of this Local Market
Access to the Largest Pool of Investments and Investors
Please contact me and let me know what you are looking to achieve. I would just need you to answer a few questions so that you can get started and then accomplish your objectives. I am highly skilled at presenting my clients with deliverable properties, while helping overcome the inherent pitfalls of very complex lease agreements.
I know that each client has specific needs, so I strive to meet those needs with quality services and individual attention. I pride myself in giving you convenient assistance, reliable real estate and mortgage information as well as providing you with options that you may have not found elsewhere and you were looking for.
I will make this very easy whether it be an Exchange, Triple-Net Lease, or an Out-Right Purchase towards Development, to Hold or Sell.
Become a Tenant-In-Common Property Expert
Until recently, owning institutional-grade, income producing commercial property was reserved for real estate investors with many millions of dollars.
Let me help you with these immensely popular Tenants-In-Common Co-Ownership Investments. You can now own Bigger and Better Income Producing Properties and make even more money! Become a Tenant-In-Common Property Owner / Expert, let me help you appreciate that there is strength in numbers.
RELOCATING?
Relocating To or From the San Francisco Bay Area?
Whether you are moving to or from the San Francisco Bay Area, this page will connect you to all of your relocation needs. Before you begin your move, be sure you are receiving information about your local real estate market.
Please visit my Free Market Analysis page to receive a market analysis for your home or investment property if you are planning on selling. Also, visit my Free Market Analysis page to receive a market analysis for your home if you are selling within the vicinity.
Since you may be considering a move to the San Francisco Bay Area, please take advantage of my Property Search tool to help find homes and other properties that may be available for sale within the San Francisco Bay Area as well.
It is very important for you to contact a real estate professional within the immediate area/vicinity that you are considering moving to. Please do not hesitate to contact me to talk about the importance of using a Realtor® whenever you are moving or relocating.
Everything you need to know about buying or selling a San Francisco Bay Area property can be found here on this web site! I will assist you every step of the way in your research for information, and will dedicate myself to providing you with the finest services available. Please click on "Relocation" to find out much more.
EASY EXIT GUARANTEE.
I promise, that if at any time you become unhappy or dissatisfied with the services that I am providing, I will release you from you from any agreement that we may have had. I will also help you to find another agent, should you wish me to do so. All I would ask is that you tell me what went wrong, and perhaps give me an opportunity to correct it.
REAL ESTATE INTERNET WARNING.
Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even mine! This site is filled with ways that you can contact me directly for one-on-one expert help and advice. That's what I do!
Despite advertising claims to the contrary, the Internet is NOT an experienced Real Estate Professional. It cannot consult, counsel, advise, have knowledge of local laws and market conditions, make judgments, "own" the result, or most importantly, understand your individual goals and needs and care about you as a client. Furthermore, data by itself can be very misleading. To obtain an accurate interpretation of any information you receive on-line, please contact me directly.
REALTORS®
As a professional real estate broker in The San Francisco Bay Area, I have had the wonderful opportunity to meet many agents and brokers from across the United States, through continuing education classes, relocation referrals, conferences, friends and family, et cetera. I would be delighted to speak with you about exchanging contact information and to be a part of each others REALTORS® referral network.
I TRULY APPRECIATE REFERRALS!!! If you or anyone you know needs help with a listing anywhere within The San Francisco Bay Area, please think to me. I am here to help and I have a GREAT Referral Program.
Have clients that are relocating, I would be extremely pleased to provide your clients with those special services they deserve. From picking your client’s up at their point of arrival, to making sure they are comfortable, you can depend on me to make them feel as if they have already arrived.
To refer a client or if you would just want to introduce yourself and be a part of my REALTOR® referral network, please contact me directly.
REAL ESTATE SALES – CAREERS
We are growing and 'Real' - Real Estate is GROWING Too! I would like to speak with any high quality, motivated Listing & Buyers Agents as well as Brokers who are knowledgeable of the San Francisco Bay Area and might want a change for the better.
I am always looking for, preferably licensed, individuals with strong customer service backgrounds and people skills, coupled with the desire to be the best! If you are thinking of a change or starting a career in real estate, please e-mail me your resume or contact me directly! I would look forward to hearing from you anytime. | |
This website is updated dailyPlease Think to Ryan & Associates Realty
when you are either Buying or Selling
your next Home or Investment Property
Your Connection to a Successful Stress-Free Transaction!
Your solution to finding the Right Place, at the Right Price!
Real estate is my full-time career - my life's work and enjoyment,
so let Me Be Your REALTOR®
I look forward to Hearing and Helping You soon.
Every effort has been made to ensure accuracy of information provided within this site. However, please verify information you intend to use, especially in a purchase decision.
No part of this website may be reproduced without express written permission.
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